The average person has around $3,353 in credit card debt. If you’re not careful, one unexpected bill may cause temporary financial hardship and make it difficult to repay your debt on time. In this article, you will discover the statute of limitations on credit card debt in California and what it means to your financial […]
Bankruptcy Advice & Articles
The latest bankruptcy advice and articles from the Attorney Referral Service of San Fernando Valley Bar Association.
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If you have an account in collections, you’re probably familiar with the aggressive tactics of debt collectors. The endless mail and daily phone calls may be legal, but debt collectors must follow the rules as described in the Fair Debt Collection Practices Act (FDCPA). In this article, you will discover what those rules and learn […]
Are you thinking about filing for bankruptcy? Take a look at the 8 most common reasons to file for bankruptcy and contact your attorney for help. Filling for bankruptcy may be a viable option for you if you’re faced with financial troubles. With that said, bankruptcy does come at a cost so you need to […]
If filing for bankruptcy is your best option, there are a few things you should know. Join us and learn how to protect yourself during bankruptcy today. Filing for bankruptcy may be a legal option, but it’s still important you protect yourself during bankruptcy. If you are struggling financially, filing for bankruptcy may be the […]
If you’re struggling to pay your debts, you may be considering the advantages of filing bankruptcy. So, what does it mean to declare bankruptcy anyway? Bankruptcy is a legal proceeding involving an individual or business that is unable to repay outstanding debts. Bankruptcy offers an individual or business a chance to start over by having […]
Bankruptcy is a powerful tool for getting your finances back on track. There are two main types of bankruptcy: Chapter 7 and Chapter 13. Which one is right for you? Chapter 7 Bankruptcy Chapter 7 is also called “liquidation.” When you file under Chapter 7, the first step is to divide all of your assets […]
Sometimes, it’s just not possible to make ends meet. Unexpected expenses, illnesses, or changes in employment can wipe out even the most careful budget and leave us behind on our bills. Once that happens, it’s all too easy for the debt to pile up. And unless a lucky Powerball ticket turns up, it can be […]
Unfortunately, over the past few years in particular, many homeowners have had to deal with the always-dreaded “F” word – Foreclosure. This is a very difficult time for anyone, as it involves having to lose the asset you have worked so hard to get. While foreclosure is the only way that a lender can force […]